Our mix of deposits continues to improve as higher cost certificates of deposit are replaced with lower rate non-maturity deposits and noninterest bearing demand accounts. Prudent pricing discipline will continue to be the key to managing our mix of deposits. Therefore, we do not attempt to compete with higher rate paying competitors for deposits.Borrowings decreased by $9.1 million when compared to the third quarter of 2012 as a result of lower balances in repurchase agreements, and were lower by $1.0 million when compared to the fourth quarter of 2011, as a result of normal amortization in FHLB advances.
Capital City Bank Group, Inc. Reports Fourth Quarter And Full Year 2012 Results
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