With the start of a new year, many are open to trying new things to improve their lifestyle. With the March 1, 2013 RSP deadline just around the corner, Chan offers some tips and online resources that can help you get started and meet your financial goals:
Decide what you want, and how you'll get there There are helpful tools online such as calculators that will help determine what you need to save for retirement. There is also a variety of research resources online including articles, webinars and online videos.
"When you're familiar with the investment products available and how they can fit within your portfolio and your retirement savings strategy, you can feel confident that you're making informed decisions," says Chan.
Make your financial future a priority It's important to invest the time to research, determine your strategy and get comfortable with the different products and platforms at your disposal, especially if you're a new investor. This will give you greater control and flexibility to manage your portfolio when and where it's convenient for you, either at home, at work, or on the go with the TD Mobile App."When you invest online, you control your portfolio, and you still have access to tools and resources, so you can be confident you are taking the right steps towards a comfortable retirement," says Chan. Start slowly, then work your way up at your own pace You can start by moving one or a few of your investments online until you're familiar with the platform and tools. When you're comfortable, you can use direct investing to more actively control your entire portfolio. "There is a variety of online resources and platforms available, tailored to investors at any level, from new investors, to experienced and active traders," adds Chan. "If you have questions, we have 24/7 support available online and by phone, as well as in-person support in our 33 investor centres." For more information about TD Direct Investing, visit www.tddirectinvesting.ca. About TD Direct Investing Research TD Bank Group commissioned Environics Research Group to conduct an online custom survey of 2,407 Canadians 25 years of age or older, including 1,251 working Canadians and 929 retired Canadians. The total sample was weighted by age, gender and region to be proportionately representative of the Canadian population 25 years of age and older. Responses were collected between December 5 and 11, 2012. About TD Bank Group The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD is the sixth largest bank in North America by branches and serves approximately 22 million customers in four key businesses operating in a number of locations in key financial centres around the globe: Canadian Personal and Commercial Banking, including TD Canada Trust and TD Auto Finance Canada; Wealth and Insurance, including TD Waterhouse, an investment in TD Ameritrade, and TD Insurance; U.S. Personal and Commercial Banking, including TD Bank, America's Most Convenient Bank, and TD Auto Finance U.S.; and Wholesale Banking, including TD Securities. TD also ranks among the world's leading online financial services firms, with more than 8.5 million online customers. TD had CDN$811 billion in assets on October 31, 2012.The Toronto-Dominion Bank trades under the symbol "TD" on the Toronto and New York Stock Exchanges. About TD Direct Investing TD Direct Investing and TD Waterhouse Discount Brokerage represent a single division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank. TD Waterhouse Canada Inc. - Member of the Canadian Investor Protection Fund. SOURCE TD Bank Group