This isn't something new. Over the last three years, we've been preparing for a drop in income, so when a few opportunities presented themselves, we could say, “YES!” without worrying about how we would pay the bills. January 1, my husband started his dream job. His 2013 income will be just 60% of what he made in 2012. Because we've practiced living below our means, we feel (kind of) ready to live on less.This experience showed me that, when our income exceeds our expenses, we're not a slave to a paycheck anymore. We can say “yes” when we want to and “no” when we feel like it.
Fear Of Investing: Divide(nd) And Conquer!
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