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NORTH CANTON, Ohio,
Jan. 8, 2013 /PRNewswire/ -- Influenced by the expectations of the Millennial generation, Diebold, Incorporated (NYSE: DBD) is reimagining the automated teller machine (ATM) experience. Diebold has developed the first ATM that includes integration with mobile devices
via the cloud, allowing consumers to complete secure,
cardless transactions. It also features a new user interface that enables touch gestures, such as flick and drag, commonly used with smart phones and tablet devices. Diebold will demonstrate this unique ATM experience at the 2013 International Consumer Electronics Show (CES),
Jan. 8-11 in
Considering Millennials' familiarity with mobile device interfaces, Diebold's conceptual ATM interface looks and acts like today's mobile devices, with similar navigation and controls. The ATM is also paperless, delivering transaction receipts via text message or email, based on users' preferences.
"Mobile devices are driving user experience expectations in all facets of commerce. It was only a matter of time before the familiar multi-touch interface style made its way to the ATM," said
Frank A. Natoli Jr., executive vice president and chief innovation officer, Diebold. "With the burgeoning buying power of the Millennial generation, Diebold envisions this technology will further influence user experiences at the ATM."
At CES, Diebold will conduct demonstrations of two distinct transactions using the new ATM interface – a cardless withdrawal and a pre-staged, third-party money access. For both transactions, a user integrates his or her mobile device with the ATM by scanning a quick response (QR) code on the ATM's screen. Doing so syncs the device via a cloud-based server and authenticates the user – without requiring an ATM card.
To complete a cardless withdrawal, a preregistered bank customer scans the ATM's QR code using his smartphone. When the devices sync via the cloud, a transaction screen appears on the smartphone where the customer selects the withdrawal amount. The cloud server then sends a one-time code to the smartphone, which the customer enters on the ATM screen to authenticate the transaction and receive cash.