This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here

2013 New Year's Resolutions Focus On Improving Health More Than Finances (Graphic: TD Ameritrade)

Despite a heavy focus on the state of the economy as we enter the new year, just 32 percent of Americans will make a New Year’s resolution to improve their financial situation in 2013, according to a new 2013 Outlook Survey released by TD Ameritrade, Inc. (“TD Ameritrade”), a brokerage subsidiary of TD Ameritrade Holding Corporation (NYSE:AMTD). While half of respondents said 2012 was a tough year financially, overall, Americans said they still prefer to make health-related resolutions (42%) over money-related resolutions (16%). The top three New Year’s resolutions for 2013 are related to health (50%), self-improvement (41%) and work/life balance (41%).

“Living through a difficult economic environment means people are forced to focus on their financial health every single day—it’s bigger than a once-a-year goal. So, it makes sense that people turn their focus to personal well-being when resolving to make changes in the new year,” said Carrie Braxdale, managing director, investor services, TD Ameritrade. “Making financial goals and taking actionable steps to achieve them is something we should all do throughout the year.”

Regardless of the type of resolution made, few manage to stick with them throughout the year. Nearly 80 percent of respondents believe they will be somewhat likely to, very likely to, or will definitely achieve the goals they set for 2013. But the reality is just 20 percent will completely achieve their goals if the success rate seen in 2012 repeats itself.

The survey uncovered a common recipe for achieving New Year’s resolutions. In 2011, those who set and met a goal of improving their financial situation in 2012 reported the following top reasons for reaching their objective:

  1. Setting realistic/achievable goals
  2. Having a plan and sticking to it
  3. Tracking progress
  4. Remaining positive, regardless of challenges faced

TD Ameritrade's website offers a number of free resources that can help investors start the new year off right, including:

  1. WealthRuler™ retirement calculator that can help you examine your retirement plans
  2. Amerivest® Portfolios, which can help you develop a diversified portfolio to fit your needs and help you pursue your retirement goals
  3. Access to a network of knowledgeable, independent third-party registered investment advisors (RIAs) through the TD Ameritrade AdvisorDirect™ program.*
  4. Access to Life 2.0™, an educational resource that provides investors with tailored financial guidance and support based on life stage.

For more information on TD Ameritrade’s investor surveys, visit or follow the Company on Twitter, @TDAmeritradePR.


1 of 3

Check Out Our Best Services for Investors

Action Alerts PLUS

Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
Quant Ratings

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
Stocks Under $10

David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
14-Days Free
Only $9.95
14-Days Free
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 17,698.18 -77.94 -0.44%
S&P 500 2,059.69 -8.20 -0.40%
NASDAQ 4,880.2280 -20.6570 -0.42%

Partners Compare Online Brokers

Free Reports

Top Rated Stocks Top Rated Funds Top Rated ETFs