NFC & Mobile Payments
Table 7: Individual ticket price comparison in London between NFC and non-NFC . 57
Table 8: Percentage of the population who have used mobile payments during the year, for
various countries in Africa . 58
Table 9: Service provider involvement 66
Table 10: Payment systems and NFC involvement 68 Table 11: Mobile operators' involvement 70 Table 12: Involvement of mobile device manufacturers 75 Table 13: Involvement of manufacturers of NFC chips, SIM cards and microSD cards 79 Figures Figure 1: Contents of the ISIS contactless mobile wallet . 9 Figure 2: NFC operation in P2P mode . 14 Figure 3: NFC operation in read/write mode 14 Figure 4: NFC operation in card emulation mode 15 Figure 5: Overhead view of an NFC NXP tag 15 Figure 6: Exploded view of an NFC card, showing its different elements 16 Figure 7: Hardware architecture of an NFC mobile device 17 Figure 8: Example of cardlet organization in an NFC SIM card . 18 Figure 9: NFC mobile device architecture with an integrated SE . 19 Figure 10: NFC mobile device architecture with the SE in the SIM card 20 Figure 11: NFC mobile device and traditional mobile device architecture with the SE in the SIM card . 21 Figure 12: Personalization of the payment application on the user's mobile device 22 Figure 13: Payment amount displayed on the EPT and the user's mobile device during a transaction 23 Figure 14: Simplfied NFC mobile payment process, with an authorization request . 24 Figure 15: Simplified process for transfer of funds from customer to merchant . 24 Figure 16: Different ways of purchasing a transport ticket for use with NFC mobile devices . 27 Figure 17: Different ways of downloading a transport ticket for use with NFC mobile devices 28Select the service that is right for you!
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