This Day On The Street
Continue to site right-arrow
ADVERTISEMENT
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
TheStreet Open House

The Santa Index 2012: St. Nick's Efforts Worth About $135,000 This Year

Here's how cigar smokers see the best life insurance rates drift away.

The lowest five life insurance quotes for that 20-year, $250,000 level-premium term life policy range from $3,700 to $4,838 if we say the 215-pound Santa has never smoked. Once we enter the information about his pipe puffing, the lowest five rates range from $3,700 to $9,210.

Risky occupation

We can't say for sure how much Santa's job would drive up his life insurance premiums, but we imagine piloting a sleigh in the dark of night in all kinds of weather is bound to raise some red flags at the life insurance company offices.

If you fly airplanes, some insurers, before issuing a policy, will want to know how many hours you fly each year and the type of aircraft you use. Santa's annual all-nighter driving a toy-laden sleigh is probably not going to put risk-averse minds at ease. Nor are the eight tiny reindeer, who, according to eyewitness accounts, must be called by name and constantly cajoled to dash away, whether it's to the top of the porch or to the top of the wall.

Of course there is the shiny red-nose guidance system, a safety precaution in foggy weather. But consistent reports of pawing and prancing on snowy and icy rooftops remain troubling.

Here are more risky adventures that'll freak out your life insurance company.

High blood pressure and high cholesterol

Santa's bowl-full-of-jelly belly has us worried. Doctors say people who carry extra weight around the middle are more at risk for serious health problems, including high blood pressure and high cholesterol, than people who carry extra weight in the hips and thighs. Both types of unhealthy readings put people in high-risk categories for life insurance.

3 of 4

Check Out Our Best Services for Investors

Action Alerts PLUS

Jim Cramer and Stephanie Link reveal their investment tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
Quant Ratings

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
Stocks Under $10

Jim Cramer's protégé, David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
Try it NOW
Try it NOW
Try it NOW

Check Out Our Best Services for Investors

Dividend Stock Advisor

Jim Cramer's protégé, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks

Every recommendation goes through 3 layers of intense scrutiny—quantitative, fundamental and technical analysis—to maximize profit potential and minimize risk.

Product Features:
  • Model Portfolio
  • Intra Day Trade alerts
  • Access to Quant Ratings
Options Profits

Our options trading pros provide over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • Actionable options commentary and news
  • Real-time trading community
Try it NOW
Try it NOW
Try it NOW
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!

Markets

DOW 17,164.95 -251.90 -1.45%
S&P 500 1,994.99 -26.26 -1.30%
NASDAQ 4,635.24 -48.1670 -1.03%

Partners Compare Online Brokers

Free Reports

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs