NEW YORK ( TheStreet) -- The debate about whether the U.S. economy will face a fiscal cliff is misguided. It's not a matter of if but when we will go over the side. Everyone on both sides of the political isle understands, or should understand, that we are unable to continue spending more than we bring in forever.What is spent now using borrowed money by definition means less spending in the future. As investors, especially smaller investors, we have little control over Washington and what choices they will make. Fortunately, as investors we are able to adapt to a changing financial landscape. Adaptation results in new profitable strategies regardless of where Washington leads us.
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