MetLife Announces Expected 2012 Results And Guidance For 2013

10:00 a.m. (ET) on Thursday, December 13, 2012, until Thursday, December 20, 2012, at 11:59 p.m. (ET). To listen to a replay of the conference call over the telephone, dial [phone] (domestic and international callers). The access code for the replay is 273851. To access the replay of the conference call over the Internet, visit the above-mentioned Web site.

Assumptions included in MetLife’s estimated 2012 and 2013 results are contained in the slide presentations to be presented during MetLife’s year-end investor conference call, which are included in a Current Report on Form 8-K that is being furnished today to the U.S. Securities and Exchange Commission.

About MetLife

MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit www.metlife.com.

Non-GAAP and Other Financial Disclosures

All references in this press release (except in this section) to net income (loss), net income (loss) per share, operating earnings, operating earnings per share, book value per common share, premiums, fees and other revenues and operating return on equity, should be read as net income (loss) available to MetLife, Inc.’s common shareholders, net income (loss) available to MetLife, Inc.’s common shareholders per diluted common share, operating earnings available to common shareholders, operating earnings available to common shareholders per diluted common share, book value per common share, excluding accumulated other comprehensive income (loss) (“AOCI”), premiums, fees and other revenues (operating) and operating return on MetLife, Inc.’s common equity, excluding AOCI, respectively.

Operating earnings is the measure of segment profit or loss that MetLife uses to evaluate segment performance and allocate resources. Consistent with accounting principles generally accepted in the United States of America (“GAAP”) accounting guidance for segment reporting, operating earnings is MetLife’s measure of segment performance. Operating earnings is also a measure by which MetLife senior management's and many other employees' performance is evaluated for the purposes of determining their compensation under applicable compensation plans.

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