I'm often the annoying person in the checkout line who spends four minutes digging out her credit card to pay for a $1.79 soda. So when I heard that the Square Wallet app would allow me to use my smart phone to pay for purchases, I was eager to give it a try and hopefully keep from being "that" person in the checkout line.
Up and running without tech support from my kids
Several of the farmers market stands that I frequent use Square as a mobile credit card processing system, so at first I was confused about the difference between Square and Square Wallet. But after a few minutes of online research, I learned that merchants that use Square for credit card processing could opt to allow their customers to use a separate app to pay for purchases with their smart phones. I was also reassured to read on the website that the cashier would confirm my identity for security purposes using the photo of me on their screen.
I quickly set up the free application, available for both Android and Apple products, by entering my credit card information and uploading a photo. Since I am not an overly "techy" person, I was impressed that I didn't even need the help of 'tween kids as I often do when it comes to my smart phone.
I began browsing through Square Wallet and was a little disappointed to see that there were only a handful of merchants in my town using the app. Several businesses in the next town over were offering discounts for purchases made using Square Wallet and so I made a mental note to try the shops in the near future. However, I saw that my favorite coffee shop used Square and decided that it was great time for a hot chocolate break. I added Wake Forest Coffee Company to my Square Wallet with a quick press of a button and headed out of the house.