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Someone Will Take Care Of Me: Toxic Financial Attitudes

There is a fear that some of the taxpayer-funded backup systems are considered a primary method of support. People are outspoken with their feelings that other find ways to scam social services, taking financial support from what has been set aside for truly deserving households when it's unnecessary. Society does a pretty good job of creating stigmas around certain, but not all, types of government assistance, and that's one of the reasons the food stamp program has been rebranded as “SNAP.”

I'm not saying this happens often, but neglecting sound financial decisions with the intent of taking advantage of government benefits you might automatically receive is not a good way to build wealth and achieve financial independence. It's not even guaranteed to provide enough support just to get by. In some ways, the recession helped make that clear.

Before the recent recession, I'd often heard the prevailing opinion that people would be happy to live off unemployment insurance benefits for as long as possible rather than find a new job, work, and earn a living less reliant on taxpayers. With employment difficulties stretching deep into the middle class and even the upper middle class through the recession, more people seemed to understand that living off of unemployment benefits is not a pleasant experience and is not something people would want to extend unless absolutely necessary.

Charitable or religious organizations also provide financial support within their communities to the neediest of families. Save the charity for those who don't have the means for self-support. Charities and government assistance can disappear at any time, so not only is it insufficient, it's unreliable to wait for public or private assistance.

Don't rely on God alone

Although more common in those who have lost faith in the world around them and their own abilities, relying on God to take care of you will prevent long-term financial growth. Now, the religious response to such a thought may be that financial growth is a form of greed, and is unnecessary. Wanting to live a life during which money is not an obstacle is not a form of greed. Financial independence lets you do more with your life without barriers, and this flexibility opens up new opportunities to live a life of value, helping others, and working for the world.

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