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Texas Instruments (TI - Get Report) is a very inexpensive stock and "it's done nothing for ages," Jim Cramer told TheStreet's Debra Borchardt Monday. He compared Texas Instruments to Apple (AAPL - Get Report), a stock that, despite its recent decline, remains "over-owned" and could hit investors with some high capital-gains taxes. By contrast, anyone holding TI will have far less in capital gains to pay. So while all the companies in the sector are struggling, when it comes to TI the upside is better than the downside. To sign up for Jim Cramer's free Booyah! newsletter, with all of his latest articles and videos, please click here. -- Written by Margo D. Beller in New York.