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A selection of top photos can be found at: http://bit.ly/APTopPhotos.NEW THIS DIGEST; â¿¿ Removes photo tag from TWELVE DAYS COST line. There will be no photos transmitted to accompany this story. â¿¿ Updates EUROPE-FINANCIAL CRISIS TOP STORIES: SEC-SUCCESSOR WASHINGTON â¿¿ President Barack Obama chooses a member of the Securities and Exchange Commission to lead the agency after Chairwoman Mary Schapiro leaves next month following a tumultuous tenure in which she helped lead the government's regulatory response to the 2008 financial crisis. By tapping Elisse Walter, Obama avoids a potential confirmation fight until after the White House and Congress address the package of tax increases and spending cuts set to kick in next year. The change in leadership comes at a critical time for the SEC, which is finalizing new regulatory rules adopted in response to the crisis. By Business Writer Marcy Gordon. AP photos. With: â¿¿ SEC-WALTER-BIOBOX CYBER MONDAY NEW YORK â¿¿ Americans clicked away on their computers and smartphones for deals on Cyber Monday, which is expected to be the biggest online shopping day in history. Coined in 2005 by a shopping trade group that noticed that online sales spiked on the Monday following Thanksgiving, Cyber Monday joins Black Friday and Small Business Saturday as days that stores are counting on to jumpstart the holiday shopping season. Research firm comScore predicts that this Monday, Americans will spend $1.5 billion, up 20 percent from last year. By Retail Writer Mae Anderson. AP photos.