- Actuarial projections indicate that the frequency of claims that incurred indemnity or expense payments has fluctuated between 2.6 and 4.0 claims per thousand beds between 2001 and 2010.
- While both indemnity and expense payments have fluctuated over time, ultimate severity of indemnity and expense payments has trended upward over the past 10 years.
- Not-for-profit facilities have disproportionately fewer closed claims relative to their share of the CNA book of business than for-profit facilities.
- Skilled nursing facilities have the highest average severity, followed by assisted living facilities.
- High severity allegations include elopement, failure to follow physician orders, gross improper care, pressure ulcer and failure to inform the physician on change in the resident’s condition.
- The most frequent injuries are death and fracture. Almost one-half of the closed claims – 48.6 percent – involve death.
CNA Releases Latest Aging Services Claims Analysis
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