Of course, if you know you'll be able to zero your balance within a matter of weeks then go ahead and enjoy those rewards. For example, in the last quarter of 2012, Discover is offering card members a 5 percent cash-back bonus on up to $1,500 in department store and online shopping purchases, though you have to register online or through the company's call center to be eligible.However, if you won't be zeroing your balance anytime soon, it's virtually inevitable that you'd be better off using low interest credit cards. Those with the lowest rates don't generally offer rewards, but you could save a bundle with them. For instance, on that same fateful day Hurricane Sandy came ashore, the Simmons First Visa® Platinum card, which is available only to those with excellent credit, had a variable rate of just 7.25 percent APR.
Don't Let Hurricane Sandy Wreak Havoc With Your Credit Cards
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