This Day On The Street
Continue to site right-arrow
ADVERTISEMENT
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Is Your Car Too Small To Be Safe?

So if the smaller car in a collision is more likely to get the worst of things, why do the data suggest the opposite -- that you're sometimes more likely to hurt someone when you're behind the wheel of a little car?

One possibility is simply that people are using smaller cars differently than they do larger ones. For instance, people may tend to drive faster in small cars. Or, it may be the drivers themselves: Small cars tend to be chosen by younger, inexperienced drivers who will have high crash rates no matter what car they're in.

Moore suggests another possibility: "Bodily injury pays for injuries caused to pedestrians as well as [people in] vehicles," he notes. "The smaller the car is, the more likely the vehicle is owned and operated in an urban area."

And in urban areas, you're more likely to be dealing with pedestrians. Compare car insurance rates for urban and rural areas, and you'll likely see this increased danger reflected in the premiums (among other urban risk factors).

One thing is for sure: The cars most likely to do damage to someone else's vehicle or property tend to be larger pickups and SUVs, as you might expect. They have the highest levels of property damage liability claims. The top offenders are the Dodge Ram, Chevrolet Tahoe and Toyota Tundra.

The worst cars for Personal Injury Protection  claims

2009-2011 models with the highest claim frequencies for personal injury protection:

Toyota Yaris, mini four-door car: 201

Suzuki SX4, small four-door car: 187

Chevrolet Aveo, mini four-door car: 183

Mitsubishi Galant, midsize four-door car: 179

Kia Rio Mini, four-door car: 175

Hyundai Accent, mini four-door car: 173

Nissan Versa, small four-door car: 173

Dodge Avenger, midsize four-door car: 167

3 of 4

Select the service that is right for you!

COMPARE ALL SERVICES
Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!

Markets

DOW 18,053.71 +23.50 0.13%
S&P 500 2,088.77 +6.89 0.33%
NASDAQ 4,806.8590 +33.3870 0.70%

Brokerage Partners

Rates from Bankrate.com

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs