RiverFront Global Allocation
holds a mix of stocks and ETFs. The portfolio has 8.5% of assets in
Vanguard Large-Cap ETF
, 6.0% in
iShares S&P SmallCap 600 Index
and 5.6% in
SPDR Barclays Capital High Yield Bond
Many funds have turned to ETFs as a way to hold gold. A popular choice is
SPDR Gold Shares
, which owns bullion. As an insurance policy,
First Eagle Fund of America
has 3.4% of assets in the ETF.
Midas Perpetual Portfolio
, which aims to protect assets in all market conditions, typically keeps about 20% of assets in gold and 10% in silver. Along with mining stocks, the fund currently has 18.5% of assets in SPDR Gold Shares and 4.3% in
A growing number of mutual funds keep nearly all their stock assets in ETFs.
Stadion Managed Portfolio
relies on a variety of momentum indicators to pick holdings. If technology stocks are climbing, the fund buys an ETF in that sector. With large stocks climbing last summer, the fund had 25% of assets in SPDR S&P 500, 20% in
iShares S&P 100 Index
and 20% in
SPDR Dow Jones Industrial Average
Some retirement funds rely heavily on ETFs. Managed by
Lincoln Financial Group
Presidential Protected Profile 2010
is a cautious choice that emphasizes bond ETFs. The fund has 12% of assets in
iShares Barclays TIPS Bond
and 24% in
Vanguard Total Bond Market ETF
Presidential Protected Profile 2050
, a more aggressive choice for young people, has 25% of assets in Vanguard MSCI EAFE ETF and 5.7% in
iShares Russell 2000 Index
By focusing on ETFs, the funds can hold down fees, an important consideration at a time when many retirees are keeping a close eye on costs.
This article is commentary by an independent contributor, separate from TheStreet's regular news coverage.