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Arrow Financial Corporation Recognized By Bank Director Magazine

GLENS FALLS, N.Y., Sept. 10, 2012 /PRNewswire/ -- Arrow Financial Corporation (NasdaqGS ® – AROW) was recently recognized in Bank Director Magazine's annual "Bank Performance Scorecard," marking the Company's third honor from national industry publications this year.

Arrow Financial Corporation ranked 27 th out of the top 195 U.S. banks with $1 billion to $5 billion in assets, based on profitability, capitalization and asset quality.

The Company also appeared on American Banker Magazine's "Top 200 Community Banks" list and the ABA Banking Journal's "25 Top Performing Mid-Sized Banks" list earlier this year.

Thomas L. Hoy, Chairman and CEO of Arrow Financial Corporation, said, "We are excited that our Company has again been recognized for its performance. We believe in our business model, which has allowed us to deliver solid results over the long term for our shareholders through a focus on strong fundamentals, quality customer service and exceptional profitability."

The Bank Director article, called "Going For Gold: 2012 Bank Performance Scorecard," was published in the magazine's third-quarter 2012 edition; it can be found online at bankdirector.com.

Arrow Financial Corporation is a multi-bank holding company headquartered in Glens Falls, New York, serving the financial needs of northeastern New York. The Company is the parent of Glens Falls National Bank and Trust Company and Saratoga National Bank and Trust Company. Other subsidiaries include North Country Investment Advisers, Inc.; three property and casualty insurance agencies: Loomis & LaPann, Inc., Upstate Agency, LLC, and McPhillips Insurance Agency, a division of Glens Falls National Insurance Agencies, LLC; and Capital Financial Group, Inc., an insurance agency specializing in the sale and servicing of group health plans.

The information contained in this news release may contain statements that are not historical in nature but rather are based on management's beliefs, assumptions, expectations, estimates and projections about the future. These statements may be "forward-looking statements" within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, involving a degree of uncertainty and attendant risk. In the case of all forward-looking statements, actual outcomes and results may differ materially from what the statements predict or forecast, explicitly or by implication. The Company undertakes no obligation to revise or update these forward-looking statements to reflect the occurrence of unanticipated events. This News Release should be read in conjunction with the Company's Annual Report on form 10-K for the year ended December 31, 2011, and our other filings with the Securities and Exchange Commission.

SOURCE Arrow Financial Corporation

Copyright 2011 PR Newswire. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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