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BancorpSouth Insurance Services, Inc. Announces Addition Of Health Care Reform Impact Analysis Calculator To Suite Of Products And Services

GULFPORT, Miss., Sept. 6, 2012 /PRNewswire/ -- BancorpSouth Insurance Services, Inc., a subsidiary of BancorpSouth Bank, headquartered in Tupelo, Mississippi, announced today the release of a health care reform calculator to help clients and partners quantify the financial impact of the Patient Protection and Affordable Care Act (PPACA) on their health plans.

With this powerful new tool, BancorpSouth Insurance Services consultants will be able to provide financial modeling and project medical plan cost through 2018. This tool, originally developed by California-based insurance broker, Barney & Barney LLC, will also allow users to predict the financial impact of various scenarios, such as whether the employer continues offering health care coverage, modifies or increases coverage or drops coverage altogether.

The calculator takes into account mandates, penalties, taxes and other considerations in the legislation that can prove costly for employers. The tool also has expansive capabilities around the pay-or-play provision, helping employers understand their exposure to employee eligibility issues related to state exchanges.

"We are very excited about offering this valuable tool to our clients and partners," said Markham McKnight, BancorpSouth Insurance Services President. "The calculator allows our consultants to help clients evaluate different scenarios to gage the financial impact of the pay-or-play provisions of PPACA. We realize that employers need to start preparing now to comply with the mandates. This tool will let them know in advance what changes will be needed to ensure their plan is compliant and financially viable, as well as attractive to their employees," McKnight added.

To learn more about the calculator, please contact BancorpSouth Insurance Services at or visit

Forward-Looking Statements

Certain statements contained in this news release may not be based on historical facts and are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements may be identified by their reference to a future period or periods or by the use of forward-looking terminology such as "anticipate," "believe," "estimate," "expect," "may," "might," "will," "would," "could" or "intend." These forward-looking statements include, without limitation, statements relating to the ability of BancorpSouth Insurance Services to provide financial modeling and project medical plan cost, and the capability of its health care reform calculator to predict the financial impact of various scenarios and inform users of the necessary changes to ensure that a plan is compliant with PPACA and financially viable.

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