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Lincoln Financial Group Introduces Fully Insured Vision Plan For Employer Benefit Packages

RADNOR, Pa., Sept. 4, 2012 /PRNewswire/ -- Lincoln Financial Group (NYSE:LNC) today introduced Lincoln VisionConnect(SM) , a fully insured vision plan for employer benefit packages. Available in combination with Lincoln's other group benefit products, Lincoln VisionConnect(SM) can help improve employees' quality of life and work productivity with a broad range of vision benefits covering glasses and contacts to routine and preventive care.

According to a report from The Vision Council, vision disorders cost businesses more than $8 billion in lost productivity annually and uncorrected vision can decrease employee performance by as much as 20 percent¹.

"At a time when health insurance costs are climbing, Lincoln VisionConnect(SM) represents a low-cost benefit that can significantly strengthen employer compensation packages," said Chris Stevens, vice president, Specialty Health, Group Protection, Lincoln Financial Group. "The level of eye care it provides can help individuals identify vision impairments, improve sight, and in some cases, provide early detection of other serious health problems such as cancer or diabetes. As a result, plan participants are able to improve their overall health and wellness, be more productive in and out of the office, and potentially reduce medical costs."

The Lincoln VisionConnect(SM) plan provides employees access to a national network of more than 35,000 providers, with in- and out-of-network benefits. When visiting an in-network provider, the plan covers annual exams in full, after any applicable copay. In addition, the plan includes discounts for laser vision correction procedures.

For plan participants requiring corrective lenses, Lincoln VisionConnect(SM) provides a generous allowance for eyeglass frames, with a scratch resistant coating offered at no additional cost. To help minimize employees' out-of-pocket expenses, members may also be eligible for discounts on eyeglass purchases exceeding the frame allowance.

The Lincoln VisionConnect(SM) plan also offers a unique contact lens benefit for specific brands. After the copay has been made, this benefit covers participants in-full for contact lens fitting and evaluation, and two follow-up visits to their vision care provider. It also covers up to four boxes of select contact lenses. If participants select lenses outside the specified brands, members receive an allowance toward fitting/evaluation fees and their contact lens purchase. Members can also take advantage of additional discounts through an online ordering program.

Through the plan, employees have full access to a variety of member services, including: a toll-free customer service line; an online provider locator; a 24/7 Interactive Voice Response (IVR) system to locate network providers; paperless plan administration, with no in-network claim forms or vouchers; and no ID cards.

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