Don't Let An Accident Wreck Your Identity, Too
Think you need to share your driver's license information and home address after a crash? Wrong.
That's the word from the National Association of Insurance Commissioners (NAIC), which is warning motorists that they could be victims of identity theft if they provide those details. To make it easier to share only necessary information with another driver and compile an insurance accident report, the NAIC recently released its free WreckCheck mobile app that runs on most smartphones, including iPhones and those with the Android operating system.
"The last thing you're probably thinking about following a car accident is protecting your privacy," Kevin McCarty, NAIC president and Florida insurance commissioner, said in a statement. "Understanding what information to share, and with whom, will help keep you safe after an accident and decrease some of the challenges of filing a claim later on. The WreckCheck app will take the guesswork out of what information to get following a car accident."
To learn more about the app, including how to get it, visit WreckCheck. If you don't have a smartphone, the association has a downloadable accident checklist. (See: "Car insurance firms revving up mobile app features.")
TMI: Do I have to provide personal info after a collision?
The NAIC warning comes after its July survey showed that many drivers aren't sure exactly what information should be shared. Among the findings:1. Thirty-eight percent of drivers surveyed thought they should give their driver's license number to the other motorist. One in six would let their license be photographed as an easy way to exchange information. But the NAIC says there's a risk involved in giving out license details. Driver's licenses are one of the most common things used to confirm identity. You don't need to provide this information.
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