For the year ended June 30, 2012, net interest income was $55.7 million, a $4.1 million increase from $51.6 million for the year ended June 30, 2011. Net interest margin for the year ended June 30, 2012 increased 50 basis points over the previous year to 4.02% as a result of declining deposit costs and lower interest expense on FHLB borrowings due to prepayments of higher-rate borrowings in fiscal 2011.Noninterest income was $2.8 million for the quarter ended June 30, 2012 compared to $1.6 million for the same three month period in the prior fiscal year. Mortgage banking income increased $646,000 as loans originated for sale increased to $48.7 million for the three months ended June 30, 2012 compared to $23.1 million for the same quarter in the prior year.
HomeTrust Bancshares, Inc. Reports Fourth Quarter And Full Fiscal Year 2012 Financial Results
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