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August 7, 2012 5:00 pm ET
David R. Radulski – Investor Relations
Michael S. McGavick – Chief Executive Officer
Peter R. Porrino – Executive Vice President and Chief Financial Officer
Gregory S. Hendrick – Executive Vice President and Chief Executive Officer - Insurance Operations
James H. Veghte – Executive Vice President and Chief Executive Officer - XL Group's Reinsurance Operations
Jay Gelb – Barclays Capital
Matthew Heimermann – JPMorgan
Jay Cohen – Bank of America/Merrill Lynch
Michael Zaremski – Credit Suisse
Joshua Shanker – Deutsche Bank
Josh Stirling – Sanford Bernstein
Robert Glasspiegel – Langen McAlenney
Vinay Misquith – Evercore Partners
Michael Nannizzi – Goldman Sachs
Meyer Shields – Stifel Nicolaus
Randy Binner – FBR Capital Markets
Ian Gutterman – Adage Capital Management, L.P.
Good afternoon. My name is Shirley, and I will be your conference operator today. At this time, I would like to welcome everyone to the XL Group plc Second Quarter 2012 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. Please be advised that this conference is being recorded.
I would now like to turn the call over to David Radulski, XL's Director of Investor Relations. Please go ahead.
David R. Radulski
Thank you, Shirley, and welcome to XL Group's second quarter 2012 earnings conference call. This call is being simultaneously webcast on XL's website at www.xlgroup.com. We've posted to our website several documents, including our quarterly financial supplement.