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August 8, 2012 5:00 p.m. ET
Ron Kruszewski - Chairman, President, and CEO
Jim Zemlyak - SVP and CFO
Devin Ryan - Sandler O'Neill & Partners
Joel Jeffrey – KBW
Hugh Miller - Sidoti & Company
Michael Wong - Morningstar
Good afternoon. My name is Mike and I will be your conference operator today. At this time, I would like to welcome everyone to the Stifel Nicolaus 2012 second quarter earnings conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. (Operator Instructions) Thank you. Mr. Jim Zemlyak, you may begin your conference call.
Thank you, Mike. Sorry for the delay this afternoon. I am Jim Zemlyak, CFO of Stifel Financial Corp. I would like to welcome everyone to our conference call today to discuss our second quarter 2012 financial results. Please note that this conference call is being recorded. If you'd like a copy of today's presentation, you may download the slides from our website at
Before we begin today's call, I would like to remind listeners that this presentation may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are not statements of fact or guarantees of performance. They are subject to risks, uncertainties, and other factors that may cause actual future results to differ materially from those discussed in the statements.