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Richard J. Carbone - Chief Financial Officer, Executive Vice President, Chief Financial Officer of Prudential Insurance and Senior Vice President-Prudential Insurance
Mark B. Grier - Vice Chairman
Edward P. Baird - Chief Operating Officer and Executive Vice President of International Businesses
Charles Frederick Lowrey - Head of Asset Management Business, Executive Vice President, Chief Operating Officer of Us Businesses, Chief Executive Officer of Prudential Investment Management, President of of Prudential Investment Management and Executive Vice President of Prudential Financial & Prudential Insurance
Christopher Giovanni - Goldman Sachs Group Inc., Research Division
A. Mark Finkelstein - Evercore Partners Inc., Research Division
Nigel P. Dally - Morgan Stanley, Research Division
Steven D. Schwartz - Raymond James & Associates, Inc., Research Division
Edward A. Spehar - BofA Merrill Lynch, Research Division
John M. Nadel - Sterne Agee & Leach Inc., Research Division
Ladies and gentlemen, thank you for standing by. Welcome to the second quarter 2012 earnings teleconference. [Operator Instructions] As a reminder, today's conference call is being recorded.
And I'd now like to turn the conference over to the Senior Vice President of Investor Relations, Mr. Eric Durant. Please go ahead.
Thank you, Lea. Good morning. On behalf of my production colleagues, John Strangfeld, CEO; Mark Grier, Vice Chairman; Rich Carbone, Chief Financial Officer; Charlie Lowrey, Head of U.S. Businesses; Ed Baird, Head of International Businesses; and Peter Sayre, Controller and Principal Accounting Officer, we thank you for joining our call.