- Americans are affected by a mix of demographic and attitudinal drivers in making the own-rent decision.
- It is possible that many of these drivers, especially attitudinal drivers, act as automatic or unconscious biases that lead consumers to their respective housing choices.
- Resources to help consumers to more deliberately understand and balance these drivers may allow them to make better, more sustainable housing choices.
- Exposure to mortgage default, perceived home value appreciation/depreciation, and self-reported underwater status are not significant factors in the models in predicting individuals' intentions to own a home for their next move.
- These results suggest that Americans' aspirations to own a home are strong even facing the dramatic challenges in the housing market over the past few years.
Fannie Mae Releases New Research Brief: What Drives Consumers' Intentions To Own Or Rent
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