Mercury General Corporation (MCY)
Q2 2012 Earnings Call
July 30, 2012 1:00 p.m. ET
Gabriel Tirador - President and Chief Executive Officer
George Joseph - Chairman
Ted Stalick - Vice President and Chief Financial Officer
Chris Graves - Vice President and Chief Investment Officer
Robert Houlihan - Vice President and Chief Product Officer
John Sutton - Senior Vice President of Customer Service
Meyer Shields - Stifel Nicolaus
Alison Jacobowitz - Bank of America
Ron Bobman - Capital Returns
Good morning, my name is Regina and I will be your conference operator today. At this time I would like to welcome everyone to the Mercury General Corporation Second Quarter Results Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks there will be a question-and-answer session. (Operating Instructions)
This conference call may contain comments and forward-looking statements based on current plans, expectations, events, and financial and industry trends which may affect Mercury General's future operating results and financial position. Such statements involve risks and uncertainties which cannot be predicted or quantified and which may cause future activities and results of operation to differ materially from those discussed here today.
I would now like to turn the call over to Mr. Gabriel Tirador. Sir, please go ahead.
Thank you very much. I would like to welcome everyone to Mercury's second quarter conference call. I am Gabe Tirador, President and CEO. In the room with me is Mr. George Joseph, Chairman; Ted Stalick, Vice President and CFO; Chris Graves, Vice President and Chief Investment Officer; John Sutton, Senior Vice President of Customer Service; and Robert Houlihan, Vice President and Chief Product Officer.