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WSFS Financial's CEO Discusses Q2 2012 Results - Earnings Call Transcript

WSFS Financial Corporation (WSFS)

Q2 2012 Earnings Conference Call

July 27, 2012 13:00 ET

Executives

Mark Turner – President and Chief Executive Officer

Steve Fowle – Chief Financial Officer

Rodger Levenson – Chief Commercial Banking Officer

Paul Geraghty – Chief Wealth Officer

Rick Wright – Chief Retail Banking Officer

Analysts

Michael Sarcone – Sandler O’Neill

Matt Schultheis – Boenning & Scattergood

Catherine Mealor – KBW

David Peppard – Janney Montgomery

Presentation

Operator

Good day, ladies and gentlemen, and welcome to the WSFS Financial Corp. Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. (Operator Instructions) As a reminder, this conference call is being recorded.

I would now like to turn the conference over to your host, Mr. Steve Fowle, Chief Financial Officer. You may begin.

Steve Fowle

Thank you, (Mini) and thanks to all of you for taking the time to participate on this call. With me today participating on the call are Mark Turner, President and CEO; Rodger Levenson, Chief Commercial Banking Officer; Paul Geraghty, Chief Wealth Officer; Rick Wright, Chief Retail Banking Officer.

Before Mark begins with his opening remarks, I would like to read our Safe Harbor statement. This report contains estimates, predictions, opinions, projections and other statements that may be interpreted as forward-looking statements as that phrase is defined in the Private Securities Litigation Reform Act of 1995. Such statements include, without limitation, references to our financial goals, management’s plans and objectives for future operations, financial and business trends, business prospects, and our outlook or expectations for earnings revenues, expenses, capital levels, liquidity levels, asset quality or other future financial or business performance strategies or expectations.

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