The balance sheet tactics we've utilized included emphasis on growing low-cost core deposits, reducing reliance on wholesale and other high-cost funding, carefully managing deposit pricing through a relationship pricing strategy, restructuring long-term debt to reduce cost while extending maturity and remaining diligent on loan pricing. Our overall cost of funds was down 8 basis points compared to last quarter and 30 basis points compared to the second quarter of 2011.Read the rest of this transcript for free on seekingalpha.com
Citizens Republic Bancorp, Inc Management Discusses Q2 2012 Results - Earnings Call Transcript
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