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Larry Donald Zimpleman - Chairman, Chief Executive Officer, President, Chairman of Executive Committee, Chairman of Principal Life, Chief Executive Officer of the Principal Life and President of Principal Life
Terrance J. Lillis - Chief Financial Officer, Chief Accounting Officer and Senior Vice President
Daniel J. Houston - President of Retirement, Insurance & Financial Services
Luis Valdez - Chairman of Principal International Inc., Chief Executive Officer of Principal International Inc. and President of Principal International Inc.
James Patrick McCaughan - President of Principal Global Investor
Julia M. Lawler - Chief Investment Officer, Senior Vice President, Chief Investment Officer of Principal Life Insurance Company and Senior Vice President of Principal Life Insurance Company
John M. Nadel - Sterne Agee & Leach Inc., Research Division
Jay Gelb - Barclays Capital, Research Division
Steven D. Schwartz - Raymond James & Associates, Inc., Research Division
Christopher Giovanni - Goldman Sachs Group Inc., Research Division
Randy Binner - FBR Capital Markets & Co., Research Division
Suneet L. Kamath - UBS Investment Bank, Research Division
A. Mark Finkelstein - Evercore Partners Inc., Research Division
Good morning, and welcome to the Principal Financial Group's Second Quarter 2012 Financial Results Conference Call. [Operator Instructions] I would now like to turn the conference call over to John Egan, Vice President of Investor Relations.
Thank you and good morning. Welcome to the Principal Financial Group's second quarter earnings conference call. As always, our earnings release, financial supplement, additional investment portfolio detail and slides related to today's call are available on our website at www.principal.com/investor.