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First Niagara Financial Group's CEO Discusses Q2 2012 Results - Earnings Call Transcript

We are only four days away from the one year anniversary of the announced one of that deal. But it’s a much more important to us. The conversion of those customers and accounts is already more than 60 days in the rearview mirror. It means we are definitely an even better bank today than we were just one year ago.

But also not just because of the transactions now behind us, so over the last 12 months we also continue to do the hard work necessary to further build out our entire franchise across the Northeast and drive even sharper organizational focus on optimizing execution of our core business.

After four exciting and at times challenging years of creating and building a franchise of which we are very proud and are equally excited to be 100% on execution level; driving our franchise to be one of the best managed, most well run and high performing banks in the business. We’re completely focused on maximizing our organic platform; built to be all the more efficient in the fact that we’re delivering and differentiating customer experience and be equally effective in bringing to the bottomline the benefits of what we make happen for the customers and communities we serve.

Confident, you’ll again see the results of that focused and disciplined execution in the second quarter outcomes. Completing our largest and most complex transaction, to well know our fortune in three years, one of the best teams in the business is also delivering another consistent chapter in our continuing story of strong and consistent organic growth, solid credit quality and improving fee income, because we continue to invest both the financial and intellectual capital to optimize our delivery channels and product suite, keep the business model simple, execute where the winning relationship based and customer centric focus and ensure that our entire team top to bottom is empowered to drive growth and strengthen relationships.

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