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July 26, 2012 10:00 am ET
Jim Pirak – Investor Relations
Thomas M. Marra – President and Chief Executive Officer
Margaret A. Meister – Executive Vice President and Chief Financial Officer
Michael W. Fry – Executive Vice President, Benefits Division
Daniel R. Guilbert – Executive Vice President, Retirement Division
Jimmy Bhullar – JPMorgan
Chris Giovanni – Goldman Sachs
John M. Nadel – Sterne, Agee & Leach, Inc.
Steven Schwartz – Raymond James
Jeffrey R. Schuman – Keefe, Bruyette & Woods, Inc.
Humphrey Lee – UBS
Ryan Krueger – Dowling & Partners
Good day, ladies and gentlemen and thank you for standing by. Welcome to the Q2 2012 Symetra Financial Corporation Conference Call, hosted by Jim Pirak. My name is Marie and I will be your operator today.
During the presentation all participants will be in a listen-only-mode and after the speakers’ remarks, you will be invited to participate in the question-and-answer session. As a reminder ladies and gentlemen, this conference is being recorded.
I would now like to hand the call over to the host for today's call Mr. Jim Pirak, please proceed.
Thank you, Marie. Good morning and welcome to Symetra Financial Corporation review of second quarter 2012 results. Before we begin I would like to call your attention to the Safe Harbor statement on slide two of the presentation materials, which are posted on Symetra's website.
Some of the information discussed on the call, is based upon information, as of today and contains forward-looking statements that involve risk and uncertainty. To the extent, any comments on the call are forward-looking statements, they are qualified by the risk factors in Symetra's public filings, including the press release issued yesterday.