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July 26, 2012, 8:00 a.m. ET
Melissa Kivett – Senior Vice President, IR
Rob Pollock – President and CEO
Mike Peninger – CFO
Chris Pagano – CIO and Treasurer
Chris Giovanni – Goldman Sachs
Steven Schwartz - Raymond James and Associates
Mark Finkelstein – Evercore Partners
John Nadel – Sterne Agee & Leach
Sean Dargan – Macquarie Capital
Edward Spehar – BofA/Merrill Lynch
Jeffrey Schuman – Keefe, Bruyette & Woods
Mark Hughes – Suntrust Robinson Humphrey
Welcome to the Assurant's second quarter 2012 financial results conference call. (Operator Instructions). I would not like to turn the call over to Miss Melissa Kivett, Senior Vice President Investor Relations. Please go ahead, Miss Kivett.
Thanks so much, and good morning everyone. We look forward to discussing our second quarter 2012 results with you. Joining me on Assurant's conference call are Rob Pollock, our President and Chief Executive Officer, Mike Peninger, our Chief Financial Officer, and Chris Pagano, our Chief Investment Officer and Treasurer.
Yesterday afternoon, we issued a news release announcing our second quarter results. Both the release and corresponding supplemental financial information are available on our website at Assurant.com.
As a reminder, all prior period financial information presented in the release supplement and on this call reflects the new accounting guidance for deferred acquisition costs, which the company adopted as of January 1st, 2012.
We'll start today's call with brief remarks from Rob and Mike, and Chris participating in the Q and A session.