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TheStreet Open House

Cullen/Frost Bankers' CEO Discusses Q2 2012 Results - Earnings Call Transcript

Stocks in this article: CFR





Cullen/Frost Bankers, Inc. (CFR)

Q2 2012 Earnings Conference Call

July 25, 2012 11:00 a.m. ET



Executives

Dick Evans – Chairman and CEO

Phil Green –EVP and CFO



Analysts



Brett Rabatin -- Sterne Agee

Brady Gailey – KBW

Steven Alexopoulos – JPMorgan

John Pancari -- Evercore Partners

Dave Rochester -- Deutsche Bank

Kevin Reynolds -- Wunderlich Security

Emlen Harmon – Jefferies

Scott Valentin -- FBR Capital Markets

Matt Olney – Stephens

Jon Arfstrom – RBC

Presentation



Operator



Good morning. My name is Fiya, and I’ll be the conference operator today. At this time, I’d like to welcome everyone to the Cullen/Frost Bankers Second Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. (Operator Instructions). Thank you. I will now turn the conference over to Mr. Greg Parker. Sir, you may begin.

Greg Parker



Thank you. This morning’s conference call will be led by Dick Evans, Chairman and CEO and Phil Green, Group Executive Vice President and CFO. Before I turn the call over to Dick and Phil, I need to take a moment to address the Safe Harbor provisions.

Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the Safe Harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act 1995 as amended. Please see the last page of the text in this morning’s earnings release for additional information about the risk factors associated with these forward-looking statements. If needed, a copy of the release is available on our website or by calling the Investor Relations department at 210-220-5632.

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