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First Financial Bancorp's CEO Discusses Q2 2012 Results - Earnings Call Transcript

First Financial Bancorp. (FFBC)

Q2 2012 Earnings Call

July 25, 2012 09:00 am ET

Executives

Claude Davis – President & Chief Executive Officer

Frank Hall – Executive Vice President, Chief Financial Officer & Chief Operating Officer

Ken Lubbock – Vice President of Investor Relations and Corporate Development

Analysts

Scott Siefers – Sandler O’Neill & Partners

Chris McGratty – Keefe Bruyette & Woods

Jon Arfstrom – RBC Capital Markets

Emlen Harmon – Jefferies & Co.

Bryce Rowe – Robert W. Baird & Co.

Kenneth James – Sterne Agee & Leach

Presentation

Operator

Good morning and welcome to the First Financial Bancorp Q2 2012 Earnings Conference Call. (Operator instructions.) Please note this event is being recorded. I would now like to turn the conference over to Ken Lubbock, Vice President of Investor Relations and Corporate Development. Please go ahead.

Ken Lubbock

Thank you, Valerie. Good morning everyone and thank you for joining us on today’s conference call to discuss First Financial Bancorp’s Q2 2012 financial results. Discussing our operating and financial results today will be Claude Davis, President and Chief Executive Officer; and Frank Hall, Executive Vice President, Chief Financial Officer and Chief Operating Officer.

Before we get started I would like to mention that both the press release we issued yesterday announcing our financial results for the quarter and the accompanying supplemental presentation are available on our website at www.bankatfirst.com under the Investor Relations section. Please refer to the forward-looking statement disclosure contained in the Q2 2012 earnings release as well as our SEC filings for a full discussion of the company’s risk factors.

The information we provide today is accurate as of June 30, 2012, and we will not be updating any forward-looking statements to reflect facts or circumstances after this call. I will now turn the call over to Claude Davis.

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