This Day On The Street
Continue to site
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here

First Financial Bancorp's CEO Discusses Q2 2012 Results - Earnings Call Transcript

First Financial Bancorp. (FFBC)

Q2 2012 Earnings Call

July 25, 2012 09:00 am ET


Claude Davis – President & Chief Executive Officer

Frank Hall – Executive Vice President, Chief Financial Officer & Chief Operating Officer

Ken Lubbock – Vice President of Investor Relations and Corporate Development


Scott Siefers – Sandler O’Neill & Partners

Chris McGratty – Keefe Bruyette & Woods

Jon Arfstrom – RBC Capital Markets

Emlen Harmon – Jefferies & Co.

Bryce Rowe – Robert W. Baird & Co.

Kenneth James – Sterne Agee & Leach



Good morning and welcome to the First Financial Bancorp Q2 2012 Earnings Conference Call. (Operator instructions.) Please note this event is being recorded. I would now like to turn the conference over to Ken Lubbock, Vice President of Investor Relations and Corporate Development. Please go ahead.

Ken Lubbock

Thank you, Valerie. Good morning everyone and thank you for joining us on today’s conference call to discuss First Financial Bancorp’s Q2 2012 financial results. Discussing our operating and financial results today will be Claude Davis, President and Chief Executive Officer; and Frank Hall, Executive Vice President, Chief Financial Officer and Chief Operating Officer.

Before we get started I would like to mention that both the press release we issued yesterday announcing our financial results for the quarter and the accompanying supplemental presentation are available on our website at under the Investor Relations section. Please refer to the forward-looking statement disclosure contained in the Q2 2012 earnings release as well as our SEC filings for a full discussion of the company’s risk factors.

The information we provide today is accurate as of June 30, 2012, and we will not be updating any forward-looking statements to reflect facts or circumstances after this call. I will now turn the call over to Claude Davis.

1 of 3

Check Out Our Best Services for Investors

Action Alerts PLUS

Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
Quant Ratings

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
Stocks Under $10

David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
14-Days Free
Only $9.95
14-Days Free
Dividend Stock Advisor

David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks

Every recommendation goes through 3 layers of intense scrutiny—quantitative, fundamental and technical analysis—to maximize profit potential and minimize risk.

Product Features:
  • Model Portfolio
  • Intra Day Trade alerts
  • Access to Quant Ratings
Real Money

More than 30 investing pros with skin in the game give you actionable insight and investment ideas.

Product Features:
  • Access to Jim Cramer's daily blog
  • Intraday commentary and news
  • Real-time trading forums
Only $49.95
14-Days Free
14-Days Free
AAPL $93.99 0.00%
FB $102.01 0.00%
GOOG $682.40 0.00%
TSLA $151.04 0.00%
YHOO $27.04 0.00%


Chart of I:DJI
DOW 15,973.84 +313.66 2.00%
S&P 500 1,864.78 +35.70 1.95%
NASDAQ 4,337.5120 +70.6750 1.66%

Free Reports

Top Rated Stocks Top Rated Funds Top Rated ETFs