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July 24, 2012 10:00 AM ET
Paulo Faustino da Costa - Market Relations Department Director
Luiz Carlos Angelotti - Executive Managing Director & IR Officer
Regina Longo Sanchez - Itau BBA
Saul Martinez - JPMorgan
Daniel Abut - Citi
Victor Galliano - HSBC
Philip Finch - UBS
Mario Pierry - Deutsche Bank
Carlos Macedod - Goldman Sachs
Marcelo Telles - Credit Suisse
Boris Molina - Santander
Good morning ladies and gentlemen. We would like to welcome everyone to Banco Bradesco’s First Half 2012 Earnings Results Conference Call. (Operator Instructions). Before proceeding let me mention that forward-looking statements are being made under the Safe Harbor of the Securities Litigation Reform Act of 1996. Forward-looking statements are based on the beliefs and assumptions of Banco Bradesco's management and on information currently available to the Company. Forward-looking statements are based on the beliefs and assumptions of Branco Bradesco’s management and on information currently available to the company.
Forward-looking statements are not guarantees of performance. They involve risks, uncertainties, and assumptions, because they relate to future events and therefore depend on circumstances that may or may not occur in the future. Investors should understand that general economic conditions, industry conditions, and other operating factors could also affect the future results of Banco Bradesco and could cause results to differ materially from those expressed in such forward-looking statements.
Now I will turn the conference over to Mr. Paulo Faustino da Costa, Market Relations Department Director. Mr. Paulo, you may proceed.