Synovus Financial Corp. (SNV)
Q2 2012 Earnings Conference Call
July 24, 2012 08:30 AM ET
Kessel D. Stelling, Jr - Chairman, CEO
Thomas J. Prescott - EVP, CFO
Kevin J. Howard - Chief Credit Officer
R. Dallis (D.) Copeland, Jr - Chief Banking Officer
Patrick A. Reynolds - Director, Investor Relations
Craig Siegenthaler – Credit Suisse Group
Jefferson Harralson - Keefe, Bruyette & Woods, Inc.
Kenneth Zerbe - Morgan Stanley & Co.
Jennifer Demba - SunTrust Robinson Humphrey
Steven Alexopoulos - JP Morgan Chase & Co. Research Division
John Pancari - Evercore Partners
Nancy Bush - NAB Research LLC
Emlen Harmon - Jefferies & Company
Kevin Fitzsimmons – Sandler O'Neill & Partners
Christopher Marinac – FIG Partners LLC
Mike Turner - Compass Point Research & Trading, LLC
Good morning ladies and gentlemen and welcome to the Synovus Second Quarter Earnings Conference Call. At this time, all lines have been placed on a listen-only mode and we will open the floor for your questions and comments following the presentation.
It is now my pleasure to turn the floor over to your host, Mr. Pat Reynolds, Director of Investor Relations. Sir, the floor is yours.
Patrick A. Reynolds
Thank you, Kate, and I thank all of you for joining us today on the call. During this call, we will be referencing the slides and press release that are available within the Investor Relations section of our website at www.synovus.com.