F.N.B. Corporation (FNB)
Q2 2012 Earnings Conference Call
July 24, 2012 10:00 AM ET
Cindy Christopher – Manager of Investor Relations
Vincent J. Delie, Jr. – President & Chief Executive OfficerGary L. Guerrieri – Chief Credit OfficerVincent J. Calabrese – Chief Financial Officer
Damon DelMonte – KBWFrank Schiraldi – Sandler O'NeillMac Hodgson – SunTrust Robinson HumphreyDavid Darst – Guggenheim SecuritiesMike Shafir – Sterne AgeeTom Frick – FBR Capital MarketsJohn Mooren – Macguire Capital
Previous Statements by FNB
» F.N.B. Corporation Q4 2009 Earnings Call Transcript
» F.N.B. Corporation, Q4 2008 Earnings Call Transcript
» FNB Corporation Q2 2008 Earnings Call Transcript
» F.N.B. Corporation Q1 2008 Earnings Call Transcript
Thank you and good morning everyone. Welcome to our second quarter of 2012 earnings call. This conference call of F.N.B. Corporation and the reports that are filed with the Securities and Exchange Commission often contain forward-looking statements. All forward-looking statements involve risks, uncertainties and contingencies that could cause F.N.B. Corporation's actual results to differ materially from historical or projected performance.Please refer to the forward-looking statement disclosure contained in our second quarter of 2012 earnings release, related presentation materials and in our reports and registrations statements F.N.B. Corporation files with the Securities and Exchange Commission and available on our corporate Website. F.N.B. Corporation undertakes no obligation to revise these forward-looking statements to reflect events or circumstances after the date of this call.
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