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The Bancorp's CEO Discusses Q2 2012 Results - Earnings Call Transcript

The Bancorp, Inc. (TBBK)

Q2 2012 Earnings Conference Call

July 24, 2012 08:00 ET

Executives

Andres Viroslav – Director, Corporate Communications

Betsy Cohen – Chief Executive Officer

Frank Mastrangelo – President

Paul Frenkiel – Chief Financial Officer

Analysts

Matthew Kelley – Sterne Agee

Frank Schiraldi – Sandler O’Neill

Presentation

Operator

Good day, ladies and gentlemen, and welcome to the Second Quarter 2012 The Bancorp Inc. Earnings Conference Call. My name is (Sharon), and I’ll be your operator for today. At this time, all participants are in listen-only mode. We will be conduct a question-and-answer session towards the end of this conference. (Operator Instructions) As a reminder, this call is being recorded for replay purposes.

Now, I’d like to turn the call over to Mr. Andres Viroslav, Director of Corporate Communications. Please proceed sir.

Andres Viroslav – Director, Corporate Communications

Thank you, (Sharon). Good morning and thank you for joining us today to review The Bancorp’s second quarter 2012 financial results. On the call with me today are Betsy Cohen, Chief Executive Officer; Frank Mastrangelo, President; and Paul Frenkiel, our Chief Financial Officer.

This morning’s call is being webcast on our website at www.thebancorp.com. There will be a replay of the call beginning at approximately 10:00 AM Eastern Time today. The dial-in for the replay is 888-286-8010 with a confirmation code of 71622633.

Before I turn the call over to Betsy, I would like to remind everyone that when using this conference call, the words believes, anticipates, expects, and similar expressions are intended to identify forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to risks and uncertainties, which could cause actual results to differ materially from those anticipated or suggested by such statements. For further discussion of these risks and uncertainties, please see The Bancorp’s filings with the SEC.

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