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John P. Barnes - Chief Executive Officer, President, Director, Member Of Executive Committee, Member Of Treasury & Finance Committee, Member Of Enterprise Risk Committee, Chief Executive Officer Of The People's United Bank, President Of The People's United Bank And Director Of The People's United Bank
Kirk W. Walters - Chief Financial Officer, Senior Executive Vice President, Director and Member of Enterprise Risk Committee
Ken A. Zerbe - Morgan Stanley, Research Division
Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division
Damon Paul DelMonte - Keefe, Bruyette, & Woods, Inc., Research Division
Matthew Brandon Kelley - Sterne Agee & Leach Inc., Research Division
Bob Ramsey - FBR Capital Markets & Co., Research Division
Casey Haire - Jefferies & Company, Inc., Research Division
Thomas Alonso - Macquarie Research
Steven A. Alexopoulos - JP Morgan Chase & Co, Research Division
Good day, ladies and gentlemen, and welcome to the People's United Financial Inc. Second Quarter Earnings Conference Call. My name is Jeff, and I'll be your coordinator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I would now like to turn the presentation over to Mr. Peter Goulding, Senior Vice President of Corporate Development and Investor Relations for People's United Financial Inc. Please proceed, sir.
Good afternoon, and thank you for joining us today. Jack Barnes, President and Chief Executive Officer; Kirk Walters, our Chief Financial Officer; along with Jeff Hoyt, our Controller, are here with me to review our second quarter results. Before we get started, please remember to refer to our forward-looking statements on Slide 1 from our presentation, which is posted on our website, peoples.com, under Investor Relations.