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TCF Financial Corporation's CEO Discusses Q2 2012 Results - Earnings Call Transcript

TCF Financial Corporation (TCB)

Q2 2012 Earnings Call

July 19, 2012 11:00 AM ET


Jason Korstange – Director, Corporate Communications

William Cooper – Chairman and CEO

Mike Jones – EVP and CFO

Craig Dahl – Vice Chairman and EVP, Lending

Earl Stratton – EVP and CFO

Tom Jasper – Vice Chairman and EVP, Funding, Operations and Finance

Neil Brown – Chief Risk Officer


Jon Arfstrom – RBC Capital Markets

Erika Penala – Bank of America/Merrill Lynch

Paul Miller – FBR Capital Markets

Matt O’Connor – Deutsche Bank

Craig Siegenthaler – Credit Suisse

Steven Alexopoulos – JP Morgan

Scott Siefers – Sandler O’Neill

Emlen Harmon – Jefferies

Dan Werner – Morningstar Equity

Chris McGratty – KBW

Terry McEvoy – Oppenheimer

Andrew Marquardt – Evercore Partners

Stephen Geyen – Stifel Nicolaus

Peyton Green – Sterne Agee

Tom Alonso – Macquarie Securities



Good morning and welcome to TCF’s 2012 second quarter earnings call. My name is Christy, and I will be your conference operator today. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer period. (Operator Instructions)

At this time, I would like to introduce Mr. Jason Korstange, Director of TCF Corporate Communications, to begin the conference.

Jason Korstange

Good morning. Mr. William Cooper, Chairman and CEO, will host this conference. Joining Mr. Cooper will be Mr. Barry Winslow, Vice Chairman of Corporate Development; Mr. Neil Brown, Chief Risk Officer; Mr. Tom Jasper, Vice Chairman of Funding, Operations and Finance; Mr. Craig Dahl, Vice Chairman of Lending; Mr. Mike Jones, Chief Financial Officer; Mr. Earl Stratton, Chief Operations Officer; and Mr. Mark Nyquist, Chief Credit Officer.

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