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Good morning and welcome to the Alliance Data second quarter 2012 earnings conference call. At this time all parties have been placed on a listen-only mode. Following today's presentation the floor will be open for your questions. (Operator Instructions)
It is now my pleasure to introduce your host Ms. Julie Prozeller of FTI Consulting. Ma’am you may begin your conference.
Thank you, operator. By now you should have received a copy of the company's second quarter 2012 earnings release. If you haven't please call FTI Consulting at 212-850-5721. On the call today we have Ed Heffernan, President and Chief Executive Officer; Charles Horn, Chief Financial Officer of Alliance Data and Bryan Kennedy, President of Epsilon.
Before we begin I would like to remind you that some of the comments made on today's call and some of the references to your questions may contain forward-looking statements. These statements are subject to the risks and the uncertainties described in the company's earnings release and other filings with the SEC. Alliance Data has no obligation to update the information presented on this call.