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Good day, ladies and gentlemen, and welcome to the Q2 2012 Popular Inc. Earnings Conference Call. My name is (Clara) and I’ll be your operator for today. At this time, all participants are in listen-only mode. We will conduct a question-and-answer session towards the end of the conference call. (Operator Instructions) As a reminder, this conference is being recorded for replay purposes.
I would now like to turn the call over to Mr. Enrique Martell, Corporate Communications. Please proceed sir.
Good morning. Thank you for joining us on today’s call. Chairman and CEO, Richard Carrión; our CFO, Jorge Junquera; and our CRO, Lidio Soriano will review our second quarter results and then answer your questions. They will be joined in the Q&A session by other members of our management team.
Before we start, I would like to remind you that in today’s call, we may make forward-looking statements that are based on management’s current expectations and are subject to risks and uncertainties. Factors that could cause actual results to differ materially from these forward-looking statements are set forth within today’s earnings press release and are detailed in our SEC filings, our financial quarterly release, and supplements. You may find today’s press release and our SEC filings on our webpage, which you may visit by going to popular.com.