Our allowance for loan losses is comprised of three elements: a general loss reserve, a specific reserve for impaired loans and a reserve for smaller-balance homogenous loans. The following table presents these three elements of our allowance for loan losses (in thousands):
|June 30,||March 31,||December 31,||September 30,||June 30,|
|General loss reserve||$||93,904||$||98,673||$||102,196||$||102,752||$||104,002|
|Smaller-balance homogenous loans reserve||14,178||13,024||13,798||14,442||13,944|
|Total allowance for loan losses||$||121,756||$||125,431||$||126,798||$||128,610||$||130,057|
Although management believes that adequate general, specific and smaller-balance homogenous loan loss allowances have been established, actual losses are dependent upon future events and, as such, further additions to the level of general, specific and smaller-balance homogenous loan loss allowances may become necessary.