CARLA K. JOHNSON
CHICAGO (AP) â¿¿ The mother of two disabled teens called Thursday's Supreme Court ruling on the health care law wonderful because it bars insurance companies from setting lifetime limits for medical expenses â¿¿ a big help to her family.
But a retiree on Medicare called it a "sad day" and worries that the law's new rules coming in 2015 will interfere with treatments doctors can provide.
Across the country, some Americans haven't been dramatically affected yet by the law, which will take a few years to reach full force. But many others say they have felt its effects already and have strong opinions about it.___ Name: Becky Morefield Home: Mahomet, Ill. Age: 51 Occupation: Stay-at-home mom of two disabled teenagers Insurance coverage: Private insurance through husband's employer As Morefield sees it, the health law allowed her son Tucker to die peacefully at home with private health insurance covering his care. Tucker, one of three triplets with cerebral palsy, was always the most fragile of the siblings, Morefield said. Five years ago, he maxed out the $1 million lifetime limit in his family's policy when he went into respiratory failure and was hospitalized for 12 weeks. Hitting the lifetime limit meant the insurance company would no longer pay Tucker's medical bills. The state of Illinois picked up the slack through a program for children with special health care needs. But the program put strict limits on certain medical supplies, leading the family to wash and reuse equipment meant for single use. Tucker's coverage was reinstated in 2011 because the health care law barred lifetime dollar limits on coverage. He lived another 15 months covered by private insurance. At the end, he had doctor visits at home, oxygen and enough pain medication â¿¿ all care that Morefield said would have been restricted under the state program.
Select the service that is right for you!COMPARE ALL SERVICES
Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.
- $2.5+ million portfolio
- Large-cap and dividend focus
- Intraday trade alerts from Cramer
- Weekly roundups
Access the tool that DOMINATES the Russell 2000 and the S&P 500.
- Buy, hold, or sell recommendations for over 4,300 stocks
- Unlimited research reports on your favorite stocks
- A custom stock screener
- Upgrade/downgrade alerts
Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.
- Diversified model portfolio of dividend stocks
- Alerts when market news affect the portfolio
- Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.
- Real Money + Doug Kass + 15 more Wall Street Pros
- Intraday commentary & news
- Ultra-actionable trading ideas
Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.
- 100+ monthly options trading ideas
- Actionable options commentary & news
- Real-time trading community
- Options TV