NEW YORK (
) -- For many mobile users, the thrill of a cameraphone has worn off. We expect cameras in our phones. We expect them to be 5-, no 6-, no 8-megapixels! No wonder a growing number of us have replaced our aging digital camera with one that dials phone numbers. Camera phones are now a fact of life.
Thank goodness there are innovative developers creating mobile apps to keep camera phones interesting.
(MITK - Get Report)
uses its mobile imaging technology to make it easier to deposit paychecks without leaving the house. Russian software company
, specializing in document recognition, integrated its technology into
SnapTax, a mobile app allowing filers to photograph W2 forms and automatically populate 1040EZ forms.
So, what else can a camera phone do beyond taking a photo?
Get rid of junk mail:
has an extensive list of annoying addresses most people don't want to hear from again. To get off the junk-mail circuit, use PaperKarma's free app to snap a picture of the piece of unsolicited mail (make sure the sender's address is visible) and submit. PaperKarma takes care of the rest by sending a request to the offender.
offers a similar app called MailStop Mobile.
Apply for auto insurance
(PGR - Get Report)
app lets you do a few things with a camera phone: Apply for insurance by snapping a picture of a driver's license or Vehicle Identification Number; and report damage by sending photos of the wreck. State Farm's
app also utilizes a phone's camera to submit photos of car damage.
Deposit a check:
J.P. Morgan Chase's
(JPM - Get Report)
Chase is still one of few consumer banks to add mobile remote check deposit. Customers take a picture of the signed check with their phone and it gets virtually deposited into an account. You keep the paper check.
(PNC - Get Report)
now offer the same feature.
Citibank recently added the feature.
Rumor has it that
Bank of America
(BAC - Get Report)
will offer the mobile service by year's end.
Pay a bill:
Adding a new payee to an online bill-pay account will become simpler when banks implement a camera phone. Right now,
is one of the few that let customers skip typing by taking a picture of a bill. The app searches for the name, payee address and account number and populates the online bill-pay form. Mitek also offers the feature, called Mobile Photo Bill Pay.