1. New York
The bad news? It costs a lot to live here. The good news? You're retired and don't have kids to support anymore or a mortgage to keep up with. Sure you could blow everything you have and live like Woody Allen or Yoko Ono in an apartment by Central Park or live a revisionist, Dylanesque life in a Greenwich Village brownstone, but it doesn't have to be nearly so costly. Neighborhoods in Queens and east Brooklyn have all the access to Manhattan you're looking for without the rent. If you want to live up at the tip of Manhattan island in Inwood, that still gives you a Manhattan subway line and views of the Hudson without taking such a big bite. The point is you wouldn't need a car for any of it and could still collect Playbills, become a member of the Met (pick one), walk the High Line, hit Chelsea gallery openings or head to Knicks, Nets, Rangers, Yankees or Mets games with the money you're saving. Live a little.
-- Written by Jason Notte in Boston.
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