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The Mother's Day Index: Mom's Value Down This Year. So What's For Dinner?

Spouses often underestimate the value of those tasks, Feldman says. Or they assume someone else, such as in-laws, will step in to provide them if necessary, but that's not something one should count on.

"You must think about whether your spouse could afford to pay someone else to provide these services in your absence," Feldman says.

Mom's value dips below $60K

According to Insure.com's annual Mother's Day Index of common tasks, the 2013 market value of Mom is $59,862, down from $60,182 in 2012, and dropping from $61,436 in 2011. The Mother's Day Index is calculated from Bureau of Labor Statistics wage data for a pre-set list of household tasks. (See chart below.)

Mothers rank child care as their most time-consuming task, with 38 percent of women saying that's how they spend most of their time. Cooking (27 percent) and cleaning (12 percent) were also ranked among the most time-consuming tasks.

Taking care of the kids ranked as a favorite duty, with 30 percent of moms saying it was the motherhood job they enjoy the most. Rounding out the top five favorite tasks:

  • Cooking: 15 percent.
  • Shopping for the family: 15 percent.
  • Planning summer activities: 7 percent.
  • Yard work: 6 percent.

But moms hate cleaning up, and who can blame them? Among the most disliked tasks:

  • Cleaning up: 27 percent.
  • Yard work: 19 percent.
  • Family finances: 13 percent.

You'll be doing what?

Insure.com's survey found a disconnect between what men and women think moms would do with extra time if someone else performed all their household tasks.

Both men and women think moms would spend extra time with their families (40 percent of women and 28 percent of men).. But after that, men and women had widely different ideas. Men figured women would go shopping, read, go to school or spend time with friends (in that order).

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