Auto Financial Corporation (STFC)
Q12012 Earnings Call
May 08, 2012 10:30 pm ET
Steve English - VP, CFO
Bob Restrepo - President, Chairman and CEO
Larry Greenberg - Langen McAlenney
Paul Newsome - Sandler O'Neill
Welcome and thank you for standing by. At this time, participants would be on a listen-only mode until the question-and-answer portion. (Operator Instructions). Today's conference is also being recording. If you have any objections, please disconnect at this time.
And now, I would now like to introduce your host for today's conference Chief Financial Officer, Steve English. Sir, you may begin.
Thank you, Mellissa. Good morning, and welcome to our first quarter 2012 earnings conference call. Today, I'm joined by several members of STFC's senior management team. Our Chairman, President and CEO, Bob Restrepo; Chief Investment Officer, Scott Jones; Chief Actuarial Officer, Matt Mrozek and our Chief Accounting Officer and Treasurer, Cindy Powell.
Today's call will include prepared remarks by our CEO, Bob Restrepo and me, after which, we will open the lines for questions.
Please note our comments today may include forward-looking statements, which by their nature, involve a number of risk factors and uncertainties which may affect future financial performance. Such risk factors may cause actual results to differ materially from those contained in our projections or forward-looking statements. These types of factors are discussed at the end of our press release as well as in our annual and quarterly filings with the Securities and Exchange Commission to which I refer you.