Q2 2012 Earnings Call
May 02, 2012 5:00 pm ET
Jack Carsky - Global Head of Investor Relations
Joseph W. Saunders - Executive Chairman and Chief Executive Officer
Byron H. Pollitt - Chief Financial Officer and Principal Accounting Officer
Jason Kupferberg - Jefferies & Company, Inc., Research Division
Tien-Tsin T. Huang - JP Morgan Chase & Co, Research Division
Glenn Fodor - Morgan Stanley, Research Division
Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division
John T. Williams - UBS Investment Bank, Research Division
Robert P. Napoli - William Blair & Company L.L.C., Research Division
Moshe Katri - Cowen and Company, LLC, Research Division
Moshe Orenbuch - Crédit Suisse AG, Research Division
Bryan Keane - Deutsche Bank AG, Research Division
Andrew W. Jeffrey - SunTrust Robinson Humphrey, Inc., Research Division
Leonard A. DeProspo - Janney Montgomery Scott LLC, Research Division
Julio C. Quinteros - Goldman Sachs Group Inc., Research Division
Timothy W. Willi - Wells Fargo Securities, LLC, Research Division
Christopher Brendler - Stifel, Nicolaus & Co., Inc., Research Division
Welcome to Visa Inc.'s Fiscal Q2 2012 Earnings Conference Call. [Operator Instructions] Today's conference is being recorded. If you have any objections, you may disconnect at this time.
I would now like to turn the conference over to your host, Mr. Jack Carsky, Head of Global Investor Relations. Mr. Carksy, you may begin.
Good afternoon, and welcome to Visa Inc.'s Fiscal Second Quarter Earnings Conference Call. With us today are Joe Saunders, Visa's Chairman and Chief Executive Officer; and Byron Pollitt, Visa's Chief Financial Officer. This call is currently being webcast and can be accessed on the Investor Relations section of our website at www.investor.visa.com. A replay will also be archived on our site for 30 days. A PowerPoint deck containing highlights of today's commentary was posted to our site prior to this call.